Privacy Policy
Effective Date: 1 January 2026
At BudgetWijzer ("we," "our," or "us"), we are committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website budgetwijzer.com and use our financial planning services. Please read this policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.
We are a data controller under the General Data Protection Regulation (GDPR) and other applicable data protection laws. Our commitment to data security means we implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction.
1. Information We Collect
We collect several types of information for various purposes to provide and improve our service to you.
Personal Data
While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you ("Personal Data"). Personal information may include, but is not limited to:
- First name and last name
- Email address
- Phone number
- Address, State, Province, ZIP/Postal code, City
- Financial information (e.g., income, expenses, bank account details for budgeting tools)
- Cookies and Usage Data
Usage Data
We may also collect information on how the Service is accessed and used ("Usage Data"). This Usage Data may include information such as your computer's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
2. How We Use Your Information
BudgetWijzer uses the collected data for various purposes:
- To provide and maintain our Service: Including processing your budget plans, generating financial reports, and offering financial coaching.
- To manage your account: To register and manage your account as a user of our Service.
- To perform contracts: To develop, comply with, and undertake our obligations under any contract with you, including billing and payment.
- To contact you: To contact you by email, telephone, or other electronic means with updates, marketing materials, or other information related to our services.
- To improve our Service: To analyze usage patterns and preferences to enhance the functionality and user experience of our website.
- To comply with legal obligations: To comply with any applicable laws, regulations, or legal requests.
3. Legal Basis for Processing
We will only process your personal data if we have a lawful basis for doing so under the GDPR. The lawful bases we rely on are:
- Contract: The processing is necessary for the performance of a contract to which you are a party or to take steps at your request prior to entering into a contract (e.g., providing financial planning services).
- Legitimate Interests: The processing is necessary for the purposes of the legitimate interests pursued by us, provided that your interests and fundamental rights do not override those interests (e.g., direct marketing, fraud prevention, and network security).
- Consent: You have given us clear consent to process your personal data for a specific purpose (e.g., sending you marketing newsletters).
- Legal Obligation: The processing is necessary for us to comply with the law (e.g., tax and accounting obligations).
4. Data Retention
We will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable tax laws), resolve disputes, and enforce our legal agreements and policies.
When you request the deletion of your account, we will delete or anonymize your personal data within 30 days, unless we are required by law to retain it.
5. Sharing Your Information
We may share your personal information with third parties in the following circumstances:
- Service Providers: We may share your data with trusted third-party companies who perform services on our behalf (e.g., data hosting, analytics, customer support). These service providers are contractually obligated to keep your information confidential and secure.
- Business Transfers: In the event of a merger, divestiture, restructuring, reorganization, dissolution, or sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, your data held by us will be among the assets transferred.
- Legal Requirements: We may disclose your information where we believe it is necessary to investigate, prevent, or take action regarding illegal activities, suspected fraud, potential threats to the physical safety of any person, or violations of our Terms of Service.
6. International Data Transfers
Your information may be transferred to and maintained on computers located outside of your state, province, country, or other governmental jurisdiction where data protection laws may differ. If you are located outside Netherlands and choose to provide information to us, please note that we transfer the data, including Personal Data, to Netherlands and process it there.
7. Your Rights Under GDPR
If you are a resident of the European Economic Area (EEA), you have certain data protection rights. BudgetWijzer aims to take reasonable steps to allow you to correct, amend, delete, or limit the use of your Personal Data. You have the right to:
- Access: Request a copy of the personal data we hold about you.
- Rectification: Request correction of any inaccurate or incomplete data.
- Erasure: Request deletion of your personal data (the "right to be forgotten").
- Restrict Processing: Request that we restrict the processing of your personal data.
- Data Portability: Request transfer of your data to another organization.
- Object: Object to the processing of your personal data.
- Withdraw Consent: Withdraw consent at any time where we rely on consent to process your data.
To exercise these rights, please contact us at [email protected]. We will respond to your request within 30 days.
8. Data Security
We implement appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.
9. Children's Privacy
Our Service does not address anyone under the age of 18 ("Children"). We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your Child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.
10. Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
11. Contact Us
If you have any questions about this Privacy Policy, please contact us:
BudgetWijzer
Koningin Julianaplein 15
2595 AA Den Haag
Netherlands
Email: [email protected]
Phone: +31 70 919 87 40