Frequently Asked Questions

BudgetWijzer is a financial advisory service based in Den Haag dedicated to helping individuals and small businesses optimize their financial health through tailored budget planning, debt management strategies, and financial literacy education.

Our services are designed for a wide range of clients, including young professionals starting their careers, families looking to manage household expenses, small business owners seeking cash flow clarity, and anyone aiming to reduce debt and build savings.

Our office is located at Koningin Julianaplein 15, 2595 AA, Den Haag. We also offer virtual consultations for clients who prefer remote assistance or are located outside the immediate area.

The initial consultation involves a review of your current financial situation. We discuss your income, fixed expenses, debts, and financial goals. This helps us understand your needs and recommend a suitable action plan. This session is typically free of obligation.

Yes, we provide access to proprietary budgeting tools that help you track spending and categorize expenses automatically. These tools are designed to be user-friendly and provide real-time insights into your financial habits.

While we are not a debt settlement agency, we provide strategic advice on debt repayment methods, such as the avalanche or snowball methods, and can help you negotiate payment terms with creditors by preparing necessary documentation.

Absolutely. We adhere to strict GDPR regulations and use bank-level encryption to protect your personal and financial information. We never share your data with third parties without your explicit consent.

We retain client records for the duration of our contractual relationship and for the period required by Dutch law (typically 7 years) for tax and regulatory purposes. After this period, records are securely destroyed.